Finally, advice that isn’t trying to sell you something.

Nobody taught you this in school. That's exactly why we exist.

At Money Coach, we help everyday Canadians make sense of their money — from understanding credit scores and saving strategies, to navigating mortgages and planning for retirement.

Our guidance is straightforward, unbiased, and completely free of hidden agendas. We don't sell products. We don't earn commissions. We just give you the information you deserve.

Know more. Stress less. Live better.​

​

What We Can Help You With

​

Budgeting & Cash Flow
Figure out where your money is actually going and build a realistic plan that works for your life — not just on paper.

​

Credit Cards, Loans & Debt
Understand how credit scores work, what's quietly costing you money, and how to manage or get out of debt without feeling overwhelmed.

​

Saving & Investing
Learn the difference between a TFSA, RRSP, and FHSA — and figure out which one actually makes sense for where you are right now.

​

Retirement Planning
Whether retirement feels far away or closer than you'd like, we help you understand what you'll need, what the government provides, and how to get there on your terms.

​

Buying vs. Renting a Home
One of the biggest financial decisions you'll ever make. We break it down honestly — no real estate agenda, no mortgage to sell — just the numbers and the facts.

​

Mortgages & Home Buying
Understand the process from start to finish. Fixed vs. variable, stress tests, closing costs, government programs for first-time buyers — all explained in plain language.

​

Buying vs. Leasing a Car
Dealerships make leasing sound great. Sometimes it is. Sometimes it isn't. We help you understand the real cost of both options before you sign anything.

​

Insurance & Protection
Life insurance, disability coverage, mortgage insurance — we explain what each one does, who actually needs it, and how to evaluate your options without being sold a policy.

​

Understanding Your Benefits & Government Programs
CPP, OAS, Canada Child Benefit, First-Time Home Buyer incentives — there are programs designed to help you. We make sure you know they exist and how to use them.

​

Planning Financially for Major Life Events
Getting married, having a child, going through a divorce, supporting aging parents, receiving an inheritance — big life changes come with big financial decisions. We help you navigate them clearly.

​

Financial Literacy for Newcomers to Canada
Starting fresh in a new country comes with a steep financial learning curve. We help newcomers understand the Canadian banking system, how to build credit from scratch, and how to set a strong financial foundation from day one.

​​

How It Works

Free Educational Content
Browse our library of articles, guides, and resources on every topic above — available to everyone, completely free, with no sign-up required.

​

Free 30-Minute Consultation
Not sure where to start? Book a complimentary 30-minute one-on-one session with Maria. Ask your questions, get honest answers, and leave with clarity — no obligation, no pressure.

​

Paid One-on-One Consultations
For those who want to go deeper. Whether you need help building a budget, understanding a financial decision, or creating a plan — personalized sessions are available by the hour, per session, or as a package.

​

Workshops & Speaking Engagements
Looking to bring financial literacy to your workplace, community group, or organization? Maria is available for workshops and speaking engagements designed to educate and empower your audience in a practical, engaging way.